David Bergeron

Global Risk & Analytics Leader | Financial Services Expert | Strategic Advisor

David Bergeron is a seasoned risk management and analytics expert with over 25 years of experience advising leading banks, NBFCs, and financial institutions across 19 jurisdictions and five continents. He specializes in credit risk, model risk, operational risk, and financial analytics, helping organizations optimize decision-making, enhance governance, and drive sustainable growth.

During his 20-year tenure at Oliver Wyman, David played a pivotal role in establishing the firm as the premier risk advisor to Indian banks and NBFCs. As the leader of the India practice, he worked closely with financial institutions on credit, fraud, non-financial risk, ALM, pricing, collections, risk appetite, and governance.

David has since held key leadership and advisory roles, leveraging his expertise in data science, predictive analytics, and AI-driven risk management to support organizations in navigating evolving regulatory and market challenges.

Current Areas of Focus

• Credit Risk Management – Application of data science and predictive analytics in credit assessment, collections optimization, loss forecasting, stress testing, and portfolio modeling.
• Model Risk Management – Developing governance frameworks for AI, ML, and traditional models; designing risk model validation standards and leading validation exercises.
• Operational Risk Management – Supporting banks in risk governance, quantification, and internal controls assessment to strengthen resilience and compliance.

Key Career Highlights

• Oliver Wyman (20 Years) – Former Partner in Finance & Risk Practice, leading engagements across Asia, the Middle East, and Australia. Most recently led the India practice, advising top financial institutions on strategic risk initiatives.
• Indus Insights – Served as Chief Practice Officer for Financial Services at a boutique data science and analytics
• Kearney – Advisor to the India FIG practice, helping expand the domestic and regional risk, analytics, and collections business.
• DigiAlly – Advisor to a fintech startup specializing in AI-powered scoring for MSME borrowers.
• Bergeron Consulting LLP – Founding Partner, providing specialized consulting in data, analytics, and risk management.

Industry Leadership & Contributions

• Former Member, Human Resources Advisory Committee, SEBI
• IEP Advisor, Indian Clearing Corporation Limited
• Thought Leader & Speaker – Co-authored articles on the Indian banking system and spoken at industry events hosted by Oliver Wyman, IBA, IACPM, IFC, and RBI.

Education

• Ph.D. in Physics, University of Pennsylvania
• B.A, Middlebury College

David brings a strategic, data-driven, and globally informed perspective to risk management, empowering financial institutions to enhance risk frameworks, optimize analytics, and drive long-term success.