Capital Planning and Analysis
Capital adequacy is at the forefront of every organization. This is both as an economic (risk) ‘reality’ and as a ‘perception’ among all key stakeholders, including investors, regulators, boards, clients, partners, and the market as a whole. Firms are concerned with the assessment of Expected Losses in their businesses on an operating basis – expected losses are intended to be covered by operating revenues from their business. Where Capital comes into consideration is in the coverage and resources against Unexpected Losses, to navigate extreme risk events which may have devastating consequences for a firm.
Capital adequacy is evolving to ensure that organizations have enough capital to meet the stressed risk environments caused by marked disruptions, macro-economic factors, solvency and liquidity issues as well as unexpected operational risk issues.
RiskCounts has the experience and resources to help clients with economic (risk) capital assessment and planning. Our team includes former risk managers and bankers, who have been actively involved in leadership roles in capital programs and committees at large banks such as Citibank, UBS, RBC, Deutsche Bank, Barclays and others. Our comprehensive and deep hands on industry experience allows us to advise and develop capital optimization programs, stress testing, CCAR for our clients and directly link them to capital adequacy based on risk measurements. These programs are fully compatible with best-practices in the industry and with the latest and most stringent of regulatory requirements.
RiskCounts helps identify and analyse risk in all its forms, quantify it, and calculate an optimal capital required to keep your organization safe and adequately capitalized to meet severe stresses or unexpected losses. Our solutions match the complexity of the firm, are fit-for-purpose, and scalable.